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BHIM Baroda Pay. Payments Made Fast, Secure and Friendly.

Bank of Baroda presents “BHIM Baroda Pay”. Unified Payments Interface (UPI) mobile application that lets you link any Bank account, send money from any bank account and collect money into your Bank account, just by using a UPI ID (VPA - Virtual Payment Address). You can even become Merchant to receive payments on the go!

Easy activation: Just download, create your UPI ID and there you go! You are ready to experience the unique way of making payments!!

Features:
• Highly Secure, Ease to download & Access.
• No hidden charges - Absolutely free of cost.
• Link multiple Bank accounts in single app.
• Easily send or collect money within few seconds.
• Become a Merchant to receive payments.
• Generate your own QR Code.
• Transfer funds to a UPI ID or to an Account Number.
• Add beneficiary instantly just by using UPI ID. No need to remember or enter the bank account number and IFSC.
• Check balance of linked bank accounts.
• Enable Fingerprint security for secured and convenient login.
• Set per day and per transaction limit for convenience and hassle-free use.
• Get Reminder notification on the collect request received.
• Dynamic Keyboard - A step towards enhanced security
• Fund transfers are instant 24 X 7

“BHIM Baroda Pay, Bank of Baroda’s UPI application”: Go ahead and download now, to experience the unique way of making payments!!

Glossary:
1. UPI ID: A unique ID created by the user where in the user will link his Bank accounts, also known as VPA (Virtual Payment Address)
2. Send Money: Making payment from Person to Person (P2P) using UPI ID secured by UPI PIN (2-factor authentication)
3. Collect money: Requesting payment from a Person by generating collect request through the application
4. Generate QR: QR Code generation which can be scanned by any other person to make payments
5. Merchant: Users who are small merchants (retailers) can declare themselves as Merchant to receive payments
6. Shopping using UPI: Use UPI mode of payment for shopping, booking tickets and payments to online retailers