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Neo Financial is a technology company, building a better banking experience for all Canadians. Neo was created by the team behind SkipTheDishes to give Canadians the most rewarding spending and savings experience.

Neo is continuing to add new and innovative features over the coming months, so stay tuned for upcoming releases.

With Neo, you get a no annual fee Mastercard, up to 20% cashback from hundreds of local and national brands, and a high interest savings account that earns you more than a traditional bank.

Here’s what you can expect by joining Neo:

Rewardful spending & saving.
A better way to grow and manage your money. We’re helping Canadians get the most out of their everyday spending, saving and rewards.

No annual fee Mastercard with new ways to qualify.
Spend smarter and get more out of your everyday spend with the Neo Card. No annual fees and earn rewards instantly when you pay with Neo. We make it easy to apply and qualify.

Exclusive rewards with up to 20% cashback.
Explore new places and shops, and earn personalized rewards while supporting your neighborhood. Grab your morning cup of coffee or hit up your favourite burger joint. The more you use Neo, the more rewarding it gets.

High-interest savings account.
Reach your goals faster with a high-interest savings account that acts like a chequing account. Earn one of the best savings interest rates in Canada on all of your money with one account. Say goodbye to monthly fees. It’s saving made simple.

Open an account in minutes.
Do it all from your phone - no branches necessary. Get approved and start using Neo right away.

Real-time notifications.
Stay on top of your money with real-time alerts, spending insights, and financial tools to help you reach your goals faster.

Seamless and fully-digital experience.
Move money with ease. Pay bills, make deposits, withdraw cash and send money using Interac® e-Transfer, all from one place.

Grow your credit.
Watch your credit climb even from scratch, with new ways to qualify. We make it easy to build credit with tools to automate your credit card payments and more.

Your money is safe and secure with Neo.
Your Neo Savings account is safely held at a Canadian bank. They’re regulated by the government just like any other bank in Canada, so your deposits are protected. Purchases made on your Neo Mastercard are also protected by Zero Liability protection, so your money is safe and secure in any situation.


Neo is expanding across Canada and adding hundreds of rewards partners in select cities each month. Local rewards may not be available in your city yet, so stay tuned by visiting our website.

For the latest rewards and savings account rate, head on over to NeoFinancial.com.

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The Neo Mastercard® is issued by ATB Financial pursuant to license by Mastercard International. Interac® is a registered trade-mark of Interac Inc. Used under license.